Privacy Policy

1. Personal information we collect

Depending on how you interact with us, we may collect:

• Contact and identity information: name, business name, title, email address, telephone number, mailing address, and identity-verification information.
• Project and financing information: requested loan type and amount, property address and characteristics, purchase price, budget, sources and uses, timeline, ownership structure, experience, liquidity, net worth, credit-related information, and information in documents you upload or send.
• Transaction information: communications, lender submissions, term sheets, underwriting items, closing conditions, settlement or closing records, and records of services provided.
• Communications and consent information: emails, calls, text messages, form entries, communication preferences, opt-in or opt-out requests, and evidence of consent such as the date, time, source page, entered telephone number, IP address, and version of the disclosure presented.
• Device and usage information: IP address, browser and device type, operating system, referring pages, pages viewed, timestamps, cookie identifiers, security events, and similar technical information.

2. How we use personal information

We may use personal information to: respond to questions and communicate about a financing request; evaluate, structure, place, process, and help close commercial financing; identify and communicate with prospective lenders and transaction providers; verify identity, prevent fraud, manage risk, and protect our systems; operate, maintain, analyze, and improve the website and Services; send administrative or service-related communications; send marketing communications when permitted by law and consistent with your choices; comply with law, enforce agreements, and establish or defend legal claims.

3. How we disclose personal information

We may disclose personal information to: prospective and selected lenders evaluating or funding a transaction; transaction participants such as title and escrow companies, appraisers, inspectors, attorneys, and accountants; service providers that help operate our website and Services; and authorities when required by law. We do not sell personal information for money. We do not share mobile opt-in consent data with unaffiliated parties for their own marketing.

4. Calls, text messages, and email

If you ask us to contact you, we may use the telephone number or email address you provide to respond about your request. If you separately consent to marketing calls or texts, we may send recurring marketing communications as described in the consent presented to you. Consent to marketing is not a condition of purchasing or receiving any product or service. Message frequency varies. Message and data rates may apply. You may opt out of marketing texts at any time by replying STOP. You may request help by replying HELP or contacting us at steve@aspencreekfunding.com or 801-784-3807. You may unsubscribe from marketing emails using the unsubscribe link in the message or by contacting us.

5. Cookies and similar technologies

We and our service providers may use cookies and similar technologies to operate the site, remember preferences, measure traffic, diagnose errors, prevent abuse, and understand how the site is used. Browser settings may allow you to block or delete cookies, but some site functions may not work correctly.

6. Data retention

We retain personal information for as long as reasonably necessary for the purposes described in this policy, including to service a request, maintain transaction and consent records, meet legal and regulatory obligations, resolve disputes, and enforce agreements.

7. Data security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No security measure or transmission method is completely secure, and we cannot guarantee absolute security. Use only our approved secure portal to send sensitive documents.

8. Privacy rights and requests

Depending on your location and applicable law, you may have rights to request access to, correction of, deletion of, or a portable copy of certain personal information, or to opt out of certain uses or disclosures. To submit a privacy request, email steve@aspencreekfunding.com or call 801-784-3807. We may need to verify your identity before responding.

9. Children's privacy

The Services are intended for adults and business users, not children under 18. We do not knowingly collect personal information from children under 18.

10. Changes to this policy

We may update this Privacy Policy from time to time. We will post the updated policy with a new "Last updated" date.

11. Contact us

Aspen Creek Funding LLC doing business as Aspen Creek Funding
62 E Burton Lane Kaysville Utah 84037
Email: steve@aspencreekfunding.com
Telephone: 801-784-3807