Loan Program
Bridge Loans
Bridge loans buy time. They let you close quickly, finish lease-up, complete a value-add plan, or hold a property until it qualifies for long-term financing.
Typical Terms
| Loan-to-value | Up to 70–75% |
| Term | 6–36 months |
| Timing | Timing varies by transaction. Closing time depends on the loan type, lender underwriting, borrower responsiveness, property and project complexity, appraisal and other third-party reports, title, and satisfaction of closing conditions. Past closing times do not guarantee future results. |
| Rate | Interest-only |
| Prepayment | Often minimal or none after a short lockout |
Terms shown are typical ranges, not a commitment to lend. All financing is subject to lender underwriting and approval.
Who This Fits
- Buying before a sale of another asset closes
- Value-add properties not yet stabilized
- Loans maturing before a permanent refinance is ready
What Lenders Look For
- Clear, realistic exit within the term
- Current and projected income
- Sponsor liquidity and net worth
- Business plan for the hold period
Documents Checklist
- Rent roll and operating statements (if income producing)
- Purchase contract or payoff statement
- Business plan and budget
- Personal financial statement