Loan Program
Fix & Flip
Fix and flip loans fund the purchase and the renovation budget in one loan, with rehab dollars released in draws. Great for investors doing one deal or twenty a year.
Typical Terms
| Loan-to-cost | Up to 90% of purchase + 100% of rehab |
| After-repair value | Up to 70–75% ARV |
| Term | 12–18 months |
| Rate | Interest-only |
| Experience | Better pricing with 3+ completed flips |
Terms shown are typical ranges, not a commitment to lend. All financing is subject to lender underwriting and approval.
Who This Fits
- First-time and experienced flippers
- Investors scaling to multiple projects
- BRRRR investors planning a rental refinance
What Lenders Look For
- Scope of work and rehab budget
- ARV supported by comps
- Investor experience
- Credit score and liquidity
Documents Checklist
- Purchase contract
- Scope of work / rehab budget
- Comps or appraisal
- Track record of completed projects
- ID, entity documents, bank statements